Need an appraisal for an FHA-backed mortgage? Call Graham Appraisal

We confidently state that Graham Appraisal is an FHA-certified appraisal company in KY. If you have an FHA-secured loan, be sure to call Graham Appraisal, as we are approved and certified to perform FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Graham Appraisal is well-trained on how to comply with the rules and regulations provided.

Be sure to contact Graham Appraisal if you need an appraisal done for an FHA-secured loan.

An FHA loan is underwritten by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). The lending company provides all the loaned money; the FHA simply backs the transaction with mortgage insurance in case the borrower defaults on his or her loan. The FHA and their loan programs are formed to benefit low-to-moderate income homebuyers help meet credit qualifications if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the Federal Housing Administration provides are acutely helpful to purchasers with less starting income.